C o n v e r g e O v e r T i m e = B a s e ∗ ( Y e a r s T o C o n v e r g e − T i m e F a c ) + T a r g e t ∗ T i m e F a c Y e a r s T o C o n v e r g e {\displaystyle ConvergeOverTime={Base*(YearsToConverge-TimeFac)+Target*TimeFac}{YearsToConverge}}